When it comes to investing, the word 'safe' is like a warm blanket that gives investors a sense of security. Nobody wants to put their hard-earned money into something only to lose it overnight. A safe investment is generally one that comes with a lower risk of losing the money you put in. Imagine you're storing your money in a strong, secure vault instead of leaving it out where anything could happen to it. That's essentially what a safe investment does—it protects your money. Now, you might be wondering what qualifies as a safe investment. Often, we think of things like savings accounts or government bonds where the risk of losing your money is very low. However, while these are traditionally safe, they might not always give you the biggest return, which is the amount of money you earn on top of what you've invested.